Perguntas Frequentes

1. What is an American Depositary Receipt (ADR)?
2. What are the benefits of ADRs to US investors?
3. What types of companies issue ADRs?
4. What is the difference between a Registered ADR holder and a Beneficial ADR holder?
5. What is an ADR ratio?
6. What is the difference between an ADR and an ADS?
7. Is there incidence of IOF on ADRs?
8. What is a sponsored Level 1 ADR program?
9. Who is BB Seguridade’s depositary for ADRs?
10. Where are BB Seguridade ADRs traded?
11. What is BB Seguridade´s ADR ticker symbol, CUSIP code and ISIN code?
12. How do I convert my ordinary shares into ADRs?
13. How may I check how many ADRs I hold?
14. What if I lose my ADR certificate, dividend check or tax voucher?
15. Is it easy to get information and updates on BB Seguridade?
16. How do I obtain historical share prices of BB Seguridade’s ADRs, for the purpose of completing my tax return?
17. How are ADR dividends paid and taxed?

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